Announcement of results of public offering – EUR issue, issuer Emma Finance SK a. s. (in English and Slovak language) – September 2026

Announcement of results of public offering – CZK issue, issuer Emma Finance CZ a.s. (in English and Czech language) – September 2026

Final terms, EUR issue, issuer Emma Finance SK a. s. – August 2026 (including translation to Slovak language)

Final terms, CZK issue, issuer Emma Finance CZ a.s. – August 2026

Base Prospectus for Note Programme - August 2026

Emma Finance SK a. s. - Mandate announcement (in Czech language)

Emma Finance CZ a.s. - Mandate announcement (in Czech language)

Notification of the First Payment of Interest Income from Tranche III - issuer Emma Finance CZ a.s.

Consolidated Financial Statements of Emma Alpha Holding Ltd. for the year ended 31.12.2025

Notification of the Second Payment of Interest Income - issuer Emma Finance SK a. s.

Notification of the Second Payment of Interest Income - issuer Emma Finance CZ a.s.

Announcement of results of public offering – CZK issue, issuer Emma Finance CZ a.s. (in English and Czech language)

Final terms – CZK issue, issuer Emma Finance CZ a.s.

LTV Certificate, as at 31 December 2025

Audited Financial Statements of Emma Finance CZ a.s. as at 31 December 2025 (ESEF version)

Audited Financial Statements of Emma Finance SK a. s. as at 31 December 2025 (ESEF version)

Supplement to Base Prospectus for Note Programme

Mandate announcement (in Czech language)

Notification of the First Payment of Interest Income - issuer Emma Finance SK a. s.

Notification of the First Payment of Interest Income - issuer Emma Finance CZ a.s.

Choice of Reference Member State - issuer Emma Finance SK a. s.

Members of the Audit Committee - issuer Emma Finance CZ a.s.

Half Year Report of Emma Finance CZ a.s. as at 30.6.2025 (in English language)

Half Year Report of Emma Finance SK a. s. as at 30.6.2025 (in English language)

LTV Certificate, as at 17 July 2025

Announcement of results of public offering – EUR issue, issuer Emma Finance SK a. s. (in English and Slovak language)

Announcement of results of public offering – CZK issue, issuer Emma Finance CZ a.s. (in English and Czech language)

Security Agency Agreement

Final terms – EUR issue, issuer Emma Finance SK a. s. (including translation to Slovak language)

Final terms – CZK issue, issuer Emma Finance CZ a.s.

Base Prospectus for Note Programme

Articles of Association of Emma Alpha Holding Ltd - valid as at 2.6.2025

Articles of Association of Emma Finance SK a. s. - valid as at 2.6.2025 (in Slovak language)

Articles of Association of Emma Finance CZ a.s. - valid as at 2.6.2025 (in Czech language)

Consolidated Financial Statements of Emma Alpha Holding Ltd for the year ended 31.12.2024

Consolidated Financial Statements of Emma Alpha Holding Ltd for the year ended 31.12.2023

Special purpose Financial Statements of Emma Finance SK a.s. as at 30.4.2025

Special purpose Financial Statements of Emma Finance CZ a.s. as at 30.4.2025

Mandate announcement (in Czech language)