Home Credit

Ownership: 8.88%


Home Credit Group was founded in 1997 in the Czech Republic. It is one of the world’s leading providers of consumer finance with a focus on emerging markets. The company’s mission is to responsibly provide its loans primarily to people with little or no credit history. To achieve this, the Group uses a multi-channel online and offline distribution model.

For many customers, Home Credit is the first regulated institution that has ever provided them with a loan and with which they have also gained a positive experience of lending in general. The Group operates in nine countries and the total number of customers served at the end of 2019 was 132 million. During that year, Home Credit granted almost 27 million loans, or one loan every second.

Between 2005 and 2018, Jiří Šmejc led Home Credit Group as its CEO.

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