A native of Prague, Czech Republic, where he attended high school with a focus on mathematics and physics. His talent for mathematics and science was recognised in 1993, when he won a gold medal at the International Physics Olympiad in Williamsburg, U.S.A. After graduating in the field of Informatics and Statistics at Prague’s University of Economics and subsequently completing doctoral studies, he worked in Hewlett-Packard’s research lab in Aalborg, Denmark, focusing on applied statistics and probability models. In 2003 he was among the founders of Adastra Business Consulting, a company that quickly gained international acclaim and has become the leading consulting firm in data optimization and risk management. Since 2010, Tomáš Kočka worked for PPF Group as Investment Director of the Banking Division. Later, he began to perform managerial work for a key part of the company´s portfolio - Home Credit Group. There he worked successively in the roles of Director of the Operational Risk Division of the group and later as CEO of Home Credit China. In this role he effectively put the group's activities into operation on the complex Chinese market and made Home Credit the most important foreign company operating in the field of consumer lending. He currently performs the function of Chief Commercial Officer for the whole Home Credit Group. He has been a partner in EMMA Group since its inception in 2012.